Welcome to DCAcafé! ☕

Before You Begin

DCAcafé focuses on DCA strategy analysis — when to invest more, and how much.

Whether you haven't started, are evaluating, or already DCA and want to optimize — this is for you.

This tool is for informational and educational purposes only. Nothing here constitutes financial or investment advice. Investing involves risk, and you are solely responsible for your own decisions. By continuing, you confirm you meet the legal age of majority in your jurisdiction.

動態資產配置策略中心
定投預算
$
每一期(例如每月)計劃投入的金額
由 AI 依年齡與資產波動性建議比例,可隨時調整
當前資產佔比之和 0%
Today's Brew
Smart DCA Strategy

Invest smarter,
not just regularly.

Stop buying the same amount every month. Let the data tell you when to go bigger — and when to ease back.

Not investment advice  ·  Past ≠ Future
AI-Powered
DCA Strategy Calculator

Enter your asset and budget to calculate your DCA Score

Enter any ticker to see your DCA Score instantly — or try an example below

Stock
Why This Score?

    收起
    Insights
    See All →
    My Watchlist

    Your stocks,
    always ready.

    Tap any stock to instantly run a Smart DCA calculation with your saved budget. Signals update every time you refresh.

    Not investment advice · Past ≠ Future
    資產組合總覽
    帳戶總覽

    我的虛擬帳戶

    帳戶績效
    還沒有任何投入紀錄
    第一次投入完成後,這裡會顯示累積投入跟目前市值的對照。
    投資組合配置
    資產現況快照
    調整投入節奏
    大師會診
    確認本期投入
    $0
    上限 $0
    基準 $0AI建議上限 $0
    套用 AI 建議金額
    依各資產目前分數自動加碼
    投入節奏與提醒
    目前節奏
    下一次投入
    行事曆提醒
    會依照你目前的投入頻率跟星期產生提醒,之後調整節奏要記得手動更新
    帳戶資訊
    基準預算
    目標・年限
    投入策略
    開戶當下選的策略,不是每個帳戶都必然是定期定投
    投資歷史
    還沒有任何投入紀錄
    完成第一次投入後,每一期的執行紀錄會累積在這裡。
    DCA 101 · Smart Guide

    4 easy steps to
    invest like a pro.

    No finance degree required — start whenever you're ready.

    Not investment advice · Past ≠ Future

    Your coworker swears this stock's about to pop. Or a headline catches your eye. But you're busy, and there's no time to dig into what's actually going on. DCAcafé does that homework for you, so you can tell at a glance if it's worth adding to your plan. Stick to your own pace, stay consistent with your DCA, and spend your time on what actually matters.

    Step 01
    First, check the history.
    ❌  "My friend said this stock is going to moon."
    ✅  Run a backtest. Compare it against the market. Let the numbers speak.
    Before committing to any stock or crypto, use the Backtest tool to see how it performed over its full history — and how Smart DCA would have done vs. just buying the index.
    Try Backtest
    Step 02
    Never stop.
    Especially when it drops.
    ❌  "The market is crashing. I'll pause and wait for it to recover."
    ✅  The months you skip are the months you miss the cheapest prices.
    Bear markets, crashes, bubbles — every instinct says stop. Don't. History shows that the people who kept investing through downturns ended up far ahead. A good rule of thumb: invest 10–20% of monthly income, at a level you can sustain for years, not just months.
    Step 03
    Know when to
    go bigger.
    ❌  "I invest $500 every month, same amount, no matter what."
    ✅  When RSI hits a historic low, add more. When markets are stretched, maintain. Let the formula decide.
    Regular DCA invests the same amount every time. Smart DCA adjusts — more when the signal is strong, normal when it's not. Every time you're about to invest, check the calculator first.
    Try Calculator
    Step 04
    Multiple stocks?
    Rank them.
    ❌  "I have 5 stocks. I just split my budget evenly every month."
    ✅  Add them all to your Watchlist. Let the DCA Score tell you which one deserves more this month.
    You don't have time to track every stock every day. Your Watchlist does it for you — sorting all your holdings by opportunity score, so the best entry point is always at the top.
    View Watchlist
    Common Questions

    Our AI formula is continuously optimized — your DCA strategy evolves with the market.

    DCAcafé D
    Need more help? Ask DCA Buddy
    DCAcafé's AI intern assistant — support available 24/7
    This isn't investment advice — past performance doesn't guarantee future results.
    Backtest

    See how Smart DCA
    would have performed.

    Pick any ticker and compare Smart DCA against a benchmark over its full historical data. No guessing — just numbers.

    Not investment advice · Past ≠ Future
    Backtest Parameters
    Enter up to 5 tickers separated by commas — we'll compare against the best performer
    快速查詢 DCA SCORE
    計算中…